Opatija vs Karlovac

Our mathematical analysis algorithm evaluates up to the last 10 games of each team to provide accurate and up-to-date insights, ensuring we consider the most recent performance.

Points System:

Please note that all predictions and the associated points are calculated independently from other prediction markets. For example, the predictions for Over/Under or Both Teams to Score (BTTS) are calculated separately and do not influence the 1X2 prediction (Home Win, Draw, Away Win).

This means that the outcome of a 1X2 prediction does not affect the outcomes or points of Over/Under or BTTS predictions, and vice versa. Each prediction market is assessed on its own criteria and does not overlap with the others.

Each of these predictions operates independently, ensuring clarity and fairness in the assessment of each type of prediction.

1X2 - The algorithm assigned 70 points to Opatija and 60 points to Karlovac, considering several key factors.

Over/under 0.5 - The algorithm assigned Opatija over 0.5 goals at 87 points and Karlovac over 0.5 goals at 77 points.

Win to nil - According to our football prediction algorithm, predicting Home to Nil grants 32 points, while predicting any other outcome for the match between Opatija and Karlovac grants 68 points.

Btts & win - Prediction in the market Btts & Win between Opatija and Karlovac, our football prediction algorithm assigns 46 points for selecting Home and Btts and 54 points for choosing any other outcome.

Over/under 1.5 - The algorithm allocated 77 points to Opatija for over 1.5 goals and 57 points to Karlovac for over 1.5 goals, based on a comprehensive analysis of key factors.

Both teams to score - Our mathematical calculations for both teams to score award 63 points for Btts No and 37 points for Btts Yes in this game.

Over/under 2.5 - The algorithm determined that Opatija should receive 77 points for achieving over 2.5 goals and Karlovac 47 points, after evaluating multiple critical factors.

Half Time/Full Time - The mathematical analysis using key factors awards 21 points if the half time/full time result is, HT X and FT 1, and gives 79 points for any other result in the match.

Over/under 3.5 - Following an assessment of crucial factors, the algorithm attributed 57 points to Opatija for surpassing 3.5 goals and 47 points to Karlovac.

Double chance - Based on our mathematical analysis algorithm of crucial factors, we predict a high likelihood of a Home and Draw outcome with 87 points, compared to 13 points for any other result.

Over/under 4.5 - Based on essential criteria, the algorithm awarded Opatija 57 points for exceeding 4.5 goals and Karlovac 27 points.

Correct Score - The algorithm awards 10 points for the game between Opatija vs. Karlovac to finish with a 2 - 2 score, and 90 points for any other outcome.

For the upcoming match between Opatija and Karlovac in the Croatia 1.NL on Friday, February 20th, 2026, our predictions consider several key factors:

Team Form - Look at the recent performance of both teams.

Head to Head Records - Historical matchups between the teams can provide insights.

Home and Away Records - Teams often perform differently at home compared to away.

Injuries and Suspensions - The absence of key players can significantly affect a team performance.

Team Strategies and Styles - The tactical setup of a team can influence the game outcome.

Weather Conditions - Extreme weather can impact the performance of teams.

Refereeing - The appointed referee can influence the game.

Statistical Analysis - Utilizing statistical models and data analytics can help identify trends and patterns.

Croatia 1.NL game between Opatija and Karlovac on Friday, February 20th, 2026.

Get the best free Opatija vs Karlovac prediction and tip for the Croatia 1.NL match on 20.02.2026 at 13:30. Our comprehensive analysis, powered by a mathematical algorithm, covers crucial factors to help you make informed decisions.

We're bringing you predictions to help you understand this important match. With all the key team stats and smart insights, we're here to guide you through every moment of this exciting game.